HEY LIVE IN LOVELY HOMES LOCATED IN FINE neighborhoods. Balance is their approach to life. They are financially independent, yet they enjoy life—they are not “all work, no play” type of people. Most became millionaires in one generation. Neither their lifestyle nor their wealth was generated from being highly leveraged financially. They are not credit junkies. How did they accomplish this? How did they balance their need to become wealthy and economically productive with their need to enjoy life? They have the millionaire mind.